Credit Card Transfer Bonuses in December 2024
Credit card transfer bonuses are limited-time offers that allow you to squeeze more value out of your points. Every month or so,…
Credit card transfer bonuses are limited-time offers that allow you to squeeze more value out of your points. Every month or so, banks work with travel partners to offer an extra bonus when you transfer points to a particular airline partner.
Taking advantage of a transfer bonus means you will need to transfer fewer credit card points to the airline partner in order to redeem for a free flight. Transfer bonuses can range from 10% to 30% or more, but they are typically only available for about a month.
Credit card transfer bonuses:
Here are all of the current transfer bonuses available:
| Credit card | Transfer bonus | Partner | End date |
|---|---|---|---|
| American Express Membership Rewards® | 15% | Avianca LifeMiles | 12/31/24 |
| American Express Membership Rewards® | 40% | Virgin Atlantic | 12/31/24 |
| Chase Ultimate Rewards® | 20% | Air Canada Aeroplan | 1/15/25 |
| Chase Ultimate Rewards® | 20% | Air France-KLM Flying Blue | 1/15/25 |
Amex transfer bonuses
| Airline Partner | Transfer bonus | 1,000 points become | End date |
|---|---|---|---|
| Avianca LifeMiles | 15% | 1,150 miles | 12/31/24 |
| Virgin Atlantic | 40% | 1,400 points | 12/31/24 |
Read more: Amex transfer partners and how to transfer your Membership Rewards points
How to earn American Express Membership Rewards:
- card_name (See Rates and Fees): bonus_miles_full
- card_name (See Rates and Fees): bonus_miles_full
- card_name (See Rates and Fees): bonus_miles_full
- card_name (See Rates and Fees): bonus_miles_full
- card_name (See Rates and Fees): bonus_miles_full
Bilt transfer bonuses
None at this time.
Bilt frequently offers one-day transfer bonuses to select partners on the first of the month as part of their “Rent Day” promotions.
Read more: Bilt transfer partners guide and how to transfer points
How to earn Bilt points:
- card_name: bonus_miles_full
Capital One transfer bonuses
None at this time.
Read more: Capital One transfer partners and how to transfer your Capital One miles
How to earn Capital One Miles:
Capital One Miles is the issuer’s term for points.
- card_name: bonus_miles_full
- card_name: bonus_miles_full
- card_name: bonus_miles_full
- card_name: bonus_miles_full
- card_name: bonus_miles_full
Chase transfer bonuses
| Airline Partner | Transfer bonus | 1,000 points become | End date |
|---|---|---|---|
| Air Canada Aeroplan | 20% | 1,200 miles | 1/15/25 |
| Air France-KLM Flying Blue | 20% | 1,200 miles | 1/15/25 |
Read more: Chase transfer partners and how to transfer your Chase Ultimate Rewards points
How to earn Chase Ultimate Rewards points:
- card_name: bonus_miles_full
- card_name: bonus_miles_full
- card_name: bonus_miles_full
If you have one of the cards above, you can also convert cash-back rewards from the following Chase cards to Ultimate Rewards points. This extra step nets you more points to redeem with travel partners.
- card_name: bonus_miles_full
- card_name: bonus_miles_full
- card_name: bonus_miles_full
- card_name: bonus_miles_full
Citi transfer bonuses
None at this time.
Read more: Citi transfer partners guide and how to transfer ThankYou points
How to earn Citi ThankYou points:
- card_name: bonus_miles_full
- card_name: bonus_miles_full
- card_name: bonus_miles_full
- card_name: bonus_miles_full
Should you transfer points when there are transfer bonuses?
While we all love a deal, only transfer points when you have an immediate plan to use them. Transferring points to a partner is a one-way street, so once you convert credit card points into airline miles, you can’t change them back.
Over the years, many airlines have devalued their miles, meaning it costs you more miles to redeem for an award flight. The last thing you want is to transfer your points to airline miles and have them sit in the account losing value, all because you transferred without a specific flight redemption in mind.
